Terms of Use

Educational use only

MentorSurge publishes general educational and informational material about markets, wealth, business, policy, and mindset. Content is not individualized financial, investment, tax, legal, accounting, or trading advice and does not create an adviser-client, broker-client, fiduciary, professional, or confidential relationship.

MentorSurge does not know your finances, objectives, time horizon, tax position, experience, or risk tolerance. You are responsible for independent research and for consulting qualified professionals when a decision requires advice tailored to you.

No trade execution or account control

MentorSurge does not accept orders, execute trades, manage portfolios, hold customer funds or securities, monitor positions for you, or promise alerts in time for a market decision. A ticker, chart, watchlist, example, opinion, or discussion is not an instruction to buy, sell, hold, short, or use an options strategy.

Dated opinions and forward-looking statements

Articles, newsletters, videos, posts, and disclosures speak as of the date shown. Opinions can change without notice as prices, facts, risks, or the thesis change. MentorSurge has no general duty to update previously published material.

Forecasts, targets, scenarios, expectations, and other forward-looking statements are uncertain and may be wrong. They depend on assumptions and events that may not occur. Past performance, backtests, and historical examples do not guarantee future results.

Data, tools, delays, and outages

Quotes, charts, indicators, screeners, dashboards, calculations, and third-party data may be delayed, incomplete, stale, unavailable, or incorrect. Provider methodology and coverage can change. Site or provider outages may interrupt access without notice.

Do not use MentorSurge as the sole source for a time-sensitive decision. Verify prices, corporate actions, filings, terms, and order details through authoritative sources and your brokerage or other relevant provider.

Your responsibility

You decide whether and how to use the site. Investing and trading can result in loss, and strategies involving leverage, short sales, derivatives, or uncovered options can create losses beyond the initial amount committed. You are responsible for position sizing, orders, taxes, fees, suitability, and compliance with rules that apply to you.

Advertising, affiliates, and conflicts

Actual advertisements, affiliate links, sponsorships, issuer relationships, or other material commercial relationships will be clearly labeled near the relevant content or link. Do not infer a paid relationship merely because a company, security, product, or service is discussed.

Any position or conflict disclosure should include an as-of date because positions and relationships can change after publication. See the Financial & Market Data Disclaimer for additional limits.

Intellectual property

MentorSurge content, branding, original writing, graphics, compilations, and site design are owned by the publisher of MentorSurge or used under license. Third-party names, data, charts, trademarks, and materials remain the property of their respective owners.

You may link to public pages and make reasonable personal, noncommercial use that the law allows. You may not republish, sell, scrape at scale, remove attribution, impersonate MentorSurge, or use protected material to create a competing product without permission. Rights such as fair use are not restricted where they cannot lawfully be restricted.

Acceptable site use

Do not interfere with the site, bypass security or access controls, submit malicious code, overwhelm services, misuse forms, collect other users' information, or use MentorSurge unlawfully. Access may be limited to protect the site, providers, or readers.

Third-party services

MentorSurge may link to or embed services operated by others, including market-data and chart providers. Their availability, content, privacy practices, and terms are outside MentorSurge's control. A link or embed is not an endorsement, warranty, or promise that the service is suitable for you.

Disclaimers and limits

To the extent permitted by law, the site and content are provided as available without promises of uninterrupted access, accuracy, completeness, timeliness, profitability, or fitness for a particular purpose. To the extent permitted by law, MentorSurge is not responsible for indirect, incidental, special, or consequential losses arising from site use.

Nothing in these terms excludes liability or remedies that cannot legally be excluded or limited. The detailed risk disclosures in the disclaimer are part of these terms.

Applicable law and enforceability

These terms apply only to the extent the law permits. They do not waive consumer, investor, privacy, or other rights that cannot be waived. If one provision is unenforceable, it should be narrowed or separated only as much as necessary, and the remaining provisions continue where lawful.

Applicable law and any proper forum are determined by the laws and procedures that govern the particular dispute. These terms do not impose a blanket court or venue requirement on every reader.

Changes and contact

MentorSurge may revise these terms when the site, services, or legal requirements change. The effective date will be updated when revised terms are posted. Changes apply prospectively to the extent required by law.

Questions about these terms can be sent through the contact page or to mentorsurge89@gmail.com.